Guaranteed universal life insurance is your best option if you need permanent life insurance coverage, but you cannot afford the high cost of whole life insurance. Guaranteed universal life offers the cost benefits of term life with the security of whole life. Guaranteed universal life is also called “no lapse” or secondary guarantee universal life… More

Typically when we get the question “can I get life insurance on my siblings?” it’s usually because the person on the other line is worried about what would happen if their siblings die without life insurance. Who would pay for their funeral in the first place? We usually purchase life insurance to financially protect our.. More

Can I get life insurance on my ex-husband? This is the typical question wives ask us during divorce. They are worried about what would happen to them and their children if their ex-husband died without any life insurance. Can I get life insurance on my ex-husband? The quick answer is YES. It is possible to.. More

If you want to protect your family or business, annual renewable term life insurance is one product to consider. Mortality is a fact of life. We are all going to die at some point. It may not be something we want to consider but it should be something we prepare for especially if we have.. More

There are many different types of life insurance policies to choose from these days. The most basic life insurance types are term life insurance and permanent life insurance. Being familiar with these will help you decide which life insurance type is better for you. When choosing from the different types of life insurance available, you should.. More

There are many good reasons for purchasing a life insurance policy. We know that life insurance is essential in the protection of our family and us from financial burden and stress in the event of our death. While life insurance policies require a medical exam to be cheaper, there are several reasons a non-medical exam.. More

If you’re looking for term life insurance terminal illness, you’ve come to the right place. There are still some life insurance options for people with a terminal illness. Being diagnosed with a terminal illness makes you think about your loved ones. One of the things you will have to decide is how to protect your.. More

Most people shopping for life insurance protection want guaranteed life insurance, rather than accidental death life insurance. Accidental death life insurance only pays if you die because of accidental or unintended death. Accidental death life insurance is a niche product that should be used appropriately and only when you understand the advantages and limitations of.. More

Podcast: Play in new window | DownloadReturn of premium life insurance policies are available from many life insurance companies, but is a life insurance policy with the return of premium option a good idea? It depends on your attitudes on investing, your budget, your long-term goals, and your desire for liquidity (or not). There is.. More