Getting approved for life insurance with proctosigmoiditis (also called ulcerative proctitis) colitis will be easier if you have an experienced life insurance agent helping you. Getting approved for life insurance with ulcerative colitis and ulcerative proctitis will depend on its severity, your control of the disease, and a few other factors.
All Inflammatory Bowel Diseases (IBD) will affect your health and life insurance premiums.
About 50% of people diagnosed with ulcerative colitis will also be diagnosed with proctosigmoiditis.
Symptoms of proctosigmoiditis
Diarrhea is the most common and significant symptom for all forms of ulcerative colitis. With many patients, this may involve diarrhea four or more times a day.
Stools often have streaks of blood due to inflammation within the colon. Rectum damage and irritation may lead to a feeling of constantly needing to have a bowel movement. When the patient does go to the bathroom, however, the bowel movements are usually small.
Treatment of proctosigmoiditis
Proctosigmoiditis cannot be cured, but the physical symptoms can often be managed through medical treatment and lifestyle changes.
Visit our Crohn’s disease and ulcerative colitis pages for more information on insurance underwriting.
What kind of life insurance can I get with Proctosigmoiditis?
If you have proctosigmoiditis and you are looking for life insurance, you do have options. You may not get the highest face amounts with the lowest premiums based on your IBD health condition.
How do I get help with IBD life insurance approval?
The first step would be to call us and help us better understand your unique medical situation. After we have gathered some data, we will approach the underwriters at numerous life insurance companies to find out who will give you the best pricing and the most coverage.
Let us help you formulate a life insurance plan to protect your loved ones for the day you will no longer be there with them.
Being diagnosed with proctosigmoiditis colitis need not limit you from the most affordable life insurance options available.
At Life Wealth Win, we specialize in healthy to high-risk life insurance cases. We can help you understand your life insurance options with ulcerative proctitis or any other medical problems.