People with Turner Syndrome need life insurance just like everyone else; we can help you get approved for Turner Syndrome life insurance.
Life insurance is an important financial planning tool for people diagnosed with Turner Syndrome, dwarfism, or achondroplasia.
What is Turner Syndrome?
Turner Syndrome is a chromosomal irregularity that solely affects the development of females. The most noticeable physical characteristic of Turner Syndrome is a short stature (dwarfism). This short stature becomes evident around the age of five years old.
Symptoms of Turner Syndrome
Patients with Turner Syndrome may exhibit the following physical characteristics:
- Extra folds of neck skin (webbed neck)
- Low hairline in the back of the patient’s neck
- Swelling or puffiness of hands and feet (lymphedema)
- Kidney problems
- Skeletal abnormalities
- Heart defects – 1/3 to 1/2 of all people diagnosed with Turner Syndrome are born with heart abnormalities or heart defects. These can include narrowed arteries leaving the heart or abnormalities of heart valves connecting the aorta to the heart. These can be life-threatening heart defects.
How often is Turner Syndrome diagnosed?
About 1 in 2,500 newborn girls are diagnosed with Turner Syndrome (worldwide).
What types of life insurance should I consider for Turner Syndrome?
It’s worth pointing out that other names for Turner Syndrome also exist. Here are the types of life insurance you may qualify for:
- 45, X life insurance
- Monosomy X life insurance
- TS life insurance
- Turner’s Syndrome life insurance
- Ullrich-Turner Syndrome life insurance
Where can I purchase life insurance if I have Turner Syndrome?
The unique health diagnosis of patients with achondroplasia poses unique underwriting challenges for life insurance companies. If you’re looking for Turner Syndrome life insurance, achondroplastic dwarfism life insurance, or achondroplastic life insurance then you have come to the right place.
What is the life insurance underwriting process for Turner Syndrome?
Depending on the insurance company, and the height and weight of the life insurance candidate, a Turner Syndrome person may qualify for a nonmedical life insurance policy.
Because of the unique health challenges that many Turner Syndrome patients have; many life insurance companies will require a fully underwritten medical evaluation before issuing a life insurance policy.
Who should I purchase my life insurance from?
Turner Syndrome and dwarfism are unique health conditions that require a life insurance agent to be knowledgeable in underwriting procedures and practices. Most life insurance agents have not written Turner Syndrome life insurance for little people.
You will want an agent who has worked with Turner Syndrome life insurance candidates, who has researched insurance company eligibility, and who has spoken with underwriters about this medical condition in the past.
At Life-Wealth-Win we are uniquely qualified to help you purchase life insurance if you have Turner Syndrome.
What kind of life insurance rates will I pay?
If you are in good health with no medical complications, standard life insurance rates are possible.
If you have other medical problems and complications, past surgeries, problematic prescription history, or a height and weight that is out of build chart specifications, you may be put into a higher premium bracket, or possibly declined or postponed.
What are my first steps to purchase Turner Syndrome life insurance?
Your first step would be to give us a call so we can understand your entire medical history. We will need to know your age, height, weight, medical problems, prescriptions, and other items that will be asked on your life insurance application.
After gathering all your information, we will approach insurance company underwriters with your information to see who will offer you the most life insurance coverage at the best rates.
When should I purchase life insurance with Turner Syndrome?
The earlier you purchase life insurance, the better.
As you grow older, you run the risk of more medical complications which will make your life insurance premiums increase, or make you ineligible for life insurance in the future.
With Turner Syndrome, the sooner you get life insurance coverage, the better. Purchase as much as you can afford for the longest length of time that you can afford it. Your future self will thank you for taking action on this at an early age.
If you have been diagnosed with Turner Syndrome, call us to help you understand your life insurance options.
At Life Wealth Win, we specialize in healthy to high-risk life insurance cases. We can help you understand your life insurance options with Turner Syndrome.
We work with clients across the nation to get the best life insurance rates possible. If you have Turner Syndrome, we can help you get the best life insurance rates.